Aug 19, 2016

Commercial Lending Manager | Yorkshire Building Society Group Peterborough, United Kingdom

Job Details:
We are currently looking for a Commercial Lending Manager based at our Norwich & Peterborough office in Peterborough. Reporting to the National Sales Manager the main purpose of the role is to enhance the Society's Commercial Lending facilities and profile whilst undertaking commercial business development. Within the role you will have regular contact with members of the Society, mortgage applicants and Financial Intermediaries whether this is over the phone or face to face, which as a result will require you to be able to drive. This role would ideally suit someone who is currently working in a Financial Organisation and/or Underwriting.
Skills/Experience required:
• Commercial property lending experience
• Relationship building skills with borrowers and introducers and proven negotiation skills
• Commercial Lending experience with a major lender such as a clearing bank or other lender with a comparable policy and appetite
• A comprehensive knowledge of financial accounts and business sectors
• Lending skills applying the canons of lending “CAMPARI”
• Associate of the Institute of Bankers or equivalent to demonstrate required level of technical competence
• Educated to a degree level (or equivalent)
• Valid in-date driving licence (as travel is required)
Your main responsibilities will include, but are not limited to:
• Ensure all new business applications over a certain value are interviewed at a mutually convenient location with the Borrower(s)
• Provide a written credit application accurately that reflects the proposition to the Risk Manager including any terms, conditions and covenants relating to the application for formal approval.
• Ensure the Mortgage offer letter accurately reflects the proposition which has been sanctioned by the Risk Manager including any terms, conditions and covenants relating to the application.
• Effectively communicate with Introducers, Accountants, Solicitors and other financial intermediaries to progress business development.
• Ensure the Society’s policies are effectively put into practice, to include providing fully underwritten applications to the appropriate Risk Manager in accordance with Society’s policies and procedures.
• Be responsible for protecting and developing our current panel of commercial mortgage introducers.
We offer:
• 27 days holiday, plus bank holidays
• Company Car
• Annual Bonus scheme
• Contributory Pension Scheme
• Private Medical Insurance
• Health Cash Plan
• Staff restaurant
• Subsidised staff investment and mortgage products
YBS Group is an equal opportunities employer..
..More Details» [Apply]

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